Terms of use
Last updated: October 9, 2026
As is
The site is provided for general information, as is, without warranties of any kind; content may contain errors or become out of date.
Not advice
Nothing on the site is investment, legal, tax or medical advice, or an offer or recommendation to buy or sell anything.
Ownership and use
The site's text and design belong to Luke Andersen; names, trademarks and linked material of other outlets belong to their owners.
Personal, non-commercial reading and sharing of links is welcome; do not republish the content in bulk or use automated means that burden the site.
Liability
To the extent the law allows, Luke Andersen is not liable for losses arising from use of the site.
Changes
These terms may change; continued use after a change means you accept the updated terms.